I just saw your profile... your bday is in the same month as me. 
:\ i dont want a credit card... T3T cos im afraid i will become a shop'a'holic and get into debt.
plus my mums responsible with money.
so i trust her. lol I dont want a bank account yet. LMAO

:\ i dont want a credit card... T3T cos im afraid i will become a shop'a'holic and get into debt.

